Time and time again we’ve heard that money is the topic couples fight about the most. And it makes sense: From owning a home to raising children to planning for the future, our finances color almost every aspect of our lives.

But it’s not just disagreements about spending and saving that can cause couples grief — sometimes major life changes or other issues arise that can take money problems to new heights. Here are some of the more challenging scenarios that you and your partner might face, and advice to help you come out of them stronger, both financially and personally.